Through the years, the southeast corner of Pennsylvania Ave. and 10th St. housed drug stores, the first home of the Benevolent and Protective Order of Elks Lodge, and the first home of the First National Bank (1890–1906). Robert Garman constructed this building in 1910 for his jewelry business. During the 1936 flood, his workbench and jewelry washed through the front window. 
    In later years, the building continued to be used as a store on the first floor, with apartments on the second and third floors.